If you are travelling abroad or within your own country and need extra spending money, then you should consider getting a prepaid card.

When you have a lot to take care of before you travel, applying and waiting for approval for a regular credit card is one process that can take time and there is always the risk of the card not being ready in time for when you want to go away. A prepaid card does not require approval, as there is no risk to the credit card company so you will not need to wait for the company to approve you, or fill out needless paperwork. In a short time frame, you should receive your prepaid card. You will be able to get your prepaid credit card in time for your planned trip.

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If you are a student, then you will benefit greatly by getting a student credit card. You can use the student credit cards in any store that accepts regular credit cards, but you will usually fin that the interest rates and the fees for students are a lot less than regular credit cards.

Within your college, you will have a lot to pay for. If you have moved to student accommodation, then you will need to pay for items and services related to your living arrangements. This may be the first time that you have lived away from your family, so you will probably be learning about how to manage your personal finances. Having a student credit card will allow you to have access to money that you have not yet had a chance to save up, so that you will be able to live near to your college and study, whilst not needing vast amounts of money saved in the bank.

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GOOD CREDIT COULD SAVE YOU MONEY !!!

A high credit score often equals savings on loans and credit cards.